{
  "id" : "COREAA7B60B45B834087A1099FA3DA33F7B7",
  "type" : "ybl-sa-disclaimer-Accordion",
  "typeCategory" : "ContentType",
  "name" : "Paisabazaar RuPay Credit Card Disclaimer Glossary",
  "description" : "updated by aniket....",
  "createdBy" : "fwadmin",
  "createdDate" : {
    "value" : "2024-07-19T10:06:36.203Z",
    "timezone" : "UTC"
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  "updatedBy" : "NCC2100667@YESBANK.IN",
  "updatedDate" : {
    "value" : "2026-02-26T08:29:59.027Z",
    "timezone" : "UTC"
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  "slug" : "1481797910069-paisabazaar-rupay-credit-card-disclaimer-glossary",
  "repositoryId" : "",
  "language" : "en-IN",
  "translatable" : true,
  "status" : "draft",
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  "tags" : {
    "data" : [ {
      "name" : "account"
    }, {
      "name" : "accounting"
    }, {
      "name" : "automobile"
    }, {
      "name" : "automotive"
    }, {
      "name" : "card"
    }, {
      "name" : "care"
    }, {
      "name" : "credit"
    }, {
      "name" : "health"
    }, {
      "name" : "hospitals"
    }, {
      "name" : "insurance"
    }, {
      "name" : "marketing"
    }, {
      "name" : "medical"
    }, {
      "name" : "motor"
    }, {
      "name" : "payment"
    }, {
      "name" : "retail"
    }, {
      "name" : "services"
    }, {
      "name" : "stores"
    }, {
      "name" : "transactions"
    }, {
      "name" : "truck"
    }, {
      "name" : "vehicle"
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  "fields" : {
    "title" : "Terms & Conditions",
    "paragraph" : "<ul>\r\n\t<li class=\"c-disclaimerAccordion__accordionText\">\r\n\t<p class=\"c-disclaimerAccordion__accordionText\"><sup>*</sup>For transactions done on or before 14th December 2025, cashback applicable will be, 3% cashback credited as 6 reward points(RP) per INR 200 spent online and 1.5% cashback will be credited as 3 reward points(RP) per INR 200 spent on UPI transactions above INR 2000.</p>\r\n\t</li>\r\n\t<li class=\"c-disclaimerAccordion__accordionText\">\r\n\t<p class=\"c-disclaimerAccordion__accordionText\">a) Cashback will get credited as Reward Points to the Credit Card account wherein 6% cashback will be credited as 12 reward points (RP) per INR 200 spent on dining &amp; travel transactions except UPI transactions and 1% cashback will be credited as 2 reward points (RP) per INR 200 spent on other transactions |1 RP = INR 1 | No charges on Redemption<br />\r\n\t6% cashback will be awarded on specific Travel and dining MCCs: 5812, 5813, 5814, 4511, 4582, 4722, 7011, 3501, 3509, 3513, 3520, 3530, 3543, 3553, 3583, 3637, 3640, 3642, 3649, 3657, 3659, 3690, 3812, 3020.<br />\r\n\tFor UPI transactions above INR 2000 on all categories, 1% cashback i.e. 2 reward points (RP) per INR 200 will be awarded except for transaction mentioned in exclusion categories.</p>\r\n\t</li>\r\n\t<li class=\"c-disclaimerAccordion__accordionText\">\r\n\t<p class=\"c-disclaimerAccordion__accordionText\">b)Cashback earned can be redeemed as Statement Credit ( Bill Payment Credit) from YESRewardz platform and can be adjusted against the outstanding credit card balance.</p>\r\n\t</li>\r\n\t<li class=\"c-disclaimerAccordion__accordionText\">\r\n\t<p class=\"c-disclaimerAccordion__accordionText\">c) Cashback not applicable on - EMI transactions , Utility, Insurance, Fuel, Rent payments, Wallet loading, Education, Jewelry, Govt services, and Hospitals, Pharmacy Stores, Toll, Telecom equipment&rsquo;s, Cash advance, Passenger Railways, Automotive Service Shops, Automobile and Truck Dealers&ndash;Sales, Service, Repairs, Parts and Leasing, Automobile and Truck Dealers&ndash; (Used Only)&ndash;Sales, Motorcycle Shops and Dealers, Automotive Parts and Accessories Stores, Motor Vehicle Supplies and New Parts, Telecommunications Services, Vocational/Trade Schools, Medical and Dental Laboratories, Medical Services and Health Practitioners (Not Elsewhere Classified), Nursing and Personal Care Facilities, Direct Marketing- Insurance Service, Direct Marketing- Combination Catalog and Retail Merchant, Miscellaneous General Services, Advertising Services, Consulting, Public Relations, Miscellaneous Business Services, Accounting/Bookkeeping Services, Professional Services, Doctors and UPI transaction below INR 2000 [MCCs &ndash; 6513, 4900, 8299, 8211, 8220, 8241, 6300, 5094, 5944, 6538, 9399, 9311, 8062, 5912, 4812, 4784, 4112, 7538, 5511, 5521, 5571, 5533, 5013, 4814, 8249, 8099, 8071, 8050, 5960, 5965, 7299, 7311, 7392, 7399, 8931, 8999, 8011, 5172, 5541, 5542, 5983]</p>\r\n\t</li>\r\n\t<li class=\"c-disclaimerAccordion__accordionText\">\r\n\t<p class=\"c-disclaimerAccordion__accordionText\">d)Rewards are capped at 3000 per statement cycle, beyond which base reward points will continue to accrue on all transactions.</p>\r\n\t</li>\r\n</ul>\r\n"
  },
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  "links" : [ {
    "href" : "https://www.yes.bank.in:443/sites/web/content/management/api/v1.1/items/COREAA7B60B45B834087A1099FA3DA33F7B7",
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    "method" : "GET",
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